Mortgage Solutions That Support Your Life and Long-Term Goals

First Home Buyer Support

Guidance for first-time homebuyers, including loan eligibility, grant access, and competitive home‑loan solutions tailored to your life stage and budget.

End-to-End Lending Support

Bridge loans, car finance, construction funding, and guarantor options — expertly matched to your needs at every stage of the journey.

Mortgage Refinance & Debt Optimisation

Reduce interest, release equity, or restructure existing loans with personalised refinancing strategies to strengthen your financial position.

You Don’t Have to Navigate Loans Alone, We’ve Got You

Whether you're buying your first home, building your future, or managing life’s in-between moments, our team is here to guide you every step of the way, backed by a network of 50+ trusted lenders.

And OVER 50 more lending partners ready to support your goals.

Services

We’re Here to Help You Fund What Matters

First Home Loan

Guiding first-time buyers through grants, loan options, and the full purchase process — with tailored support every step of the way.

Construction Loan

Helping you finance your build with flexible options and expert support, whether you’re building your dream home or developing property.

Car Loan

We assess your financial situation and connect you with lenders that offer competitive, personalised car loan solutions.

Bridge Services

Short-term finance solutions designed to cover funding gaps between property transactions or during transitional periods. Ideal for buyers waiting on settlement or accessing funds before their next move.

Refinancing

Review your current loan and explore better rates, terms, or flexible features with guidance from a trusted lending partner.

Guarantor Loan

Helping eligible family members support your loan application through guarantor options that may reduce your upfront deposit.

Trusted Experts

Real finance experience that guides better decisions

Client Approved

Built on referrals and real success stories

We focus on real outcomes, whether it's buying your first home, scaling your business, or refinancing for better terms. Our approach is rooted in transparency, education, and practical advice, so you feel informed every step of the way.

Let’s join together

Smart Savings

Practical strategies to help reduce costs

Learn & Grow

Clarity and insight at every step

Why Choose Us

A Finance Partner That Works With You

Clear Loan Guidance

Work with brokers who break down your options and help you move forward with confidence.

Tailored Loan Matching

We assess your financial position and match you with the right lender from our network of 50+ partners.

Trusted by Clients

From first-time buyers to refinancers, our results speak through long-term client relationships.

Full Range of Loan Services

One place for home, car, business, investment, construction, and refinance solutions.

The Trusted Partner for Your Mortgage and Loan Needs

Blue Moon Finances is a trusted mortgage and loan broker dedicated to simplifying finance by connecting you with the best loan options—covering home, business, construction, bridging, car, investment, guarantor, and refinance loans.

Our mission is to provide transparent, expert advice and tailored loan strategies, so you can make confident, informed decisions and build a lasting relationship with a broker who truly has your best interests at heart.

Meet Our Managing Director

Trusted Leadership Backed by Experience and a Clear Vision for Your Financial Future

Mayank Nangia

Managing Director

Mayank Nangia is the Managing Director of Blue Moon Finances and a passionate advocate for helping Australians achieve financial confidence. With a strong background in lending, credit structuring, and long-term finance strategy, he has guided countless clients through the complexities of the loan process with clarity and precision.

His leadership is grounded in transparency, expert guidance, and a deep commitment to results. Whether assisting first-home buyers, seasoned investors, or business owners, Mayank brings a sharp focus and personalised approach to every interaction.

At the core of Blue Moon Finances is Mayank’s vision to make smart lending simple, strategic, and genuinely client-focused. His energy and expertise set the tone for everything the team delivers.

STILL NOT SURE?

Frequently Asked Questions

We know finance can feel overwhelming, so we’ve answered a few common questions to help you get started with confidence.

Question 1: How do I know which loan is right for me?

We start by learning about your current financial situation, goals, and preferences. Whether you're looking for your first home, refinancing, or need a loan for business or a car, our team compares options across our network of over 50 lenders. We then guide you through the loan products that best match your needs — explaining the pros, cons, interest rates, and approval requirements in simple terms.

Question 2: Can you help with both personal and business loans?

We start by learning about your current financial situation, goals, and preferences. Whether you're looking for your first home, refinancing, or need a loan for business or a car, our team compares options across our network of over 50 lenders. We then guide you through the loan products that best match your needs — explaining the pros, cons, interest rates, and approval requirements in simple terms.

Question 3: Do I need to be pre-approved before booking a consultation?

Not at all. Many of our clients come to us at the very start of their finance journey. Whether you’re just exploring your options or actively looking to apply, we can walk you through the process. Pre-approval is something we can help you secure if it’s the right next step for your situation.

Question 4: What if I’ve been declined by a bank before?

Being declined by a bank doesn’t mean you’re out of options. Banks often have strict lending policies, but we work with a broad panel of lenders — many of whom are more flexible. We’ll review your situation, explain why you may have been declined, and recommend alternative paths or lenders who may be a better fit for your circumstances.

Question 5: How long does the loan process usually take?

The loan process can be as quick as 2 business days, depending on your documentation and loan type. In more complex situations, it may take up to 2 weeks. We’ll guide you through every step to help keep things moving as efficiently as possible.

Question 6: Will applying through you affect my credit score?

No, simply speaking with our team or requesting an assessment will not impact your credit. We’ll review your situation first, and only proceed with lender submissions once we’ve discussed options with you. We also aim to minimise unnecessary credit checks by targeting the lenders most likely to approve your application.